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Tiny rental


Proudly pioneering the cottage style houseboat

Harbor Cottage Houseboats are manufactured near beautiful, scenic Lake Cumberland in south-central Kentucky. Known for its pioneering of the houseboat industry, Lake Cumberland has been dubbed “The Houseboat Capital of the World.” Lee’s Ford Marina owner JD Hamilton founded Harbor Cottage Houseboats to provide a quality, cottage-style option for houseboat buyers.

Now in our sixth year of operations, Harbor Cottage Houseboats continues to build quality cottages that we deliver to customers all over the United States. Visit us on Facebook to stay in touch, or request more information about our boats today!

Check out our media coverage:

Louisville Business First


The Courier-Journal




Meet Our Team

Jimmy Hamilton
General Manager

Jimmy oversees all stages of the boat building process from start to finish, ensuring our customers’ boat buying experience is seamless and efficient.

Tom Schmidt
Sales Manager

Let Tom find the boat of your dreams! Remember, you’re not just buying a boat – you’re creating a “lifestyle.”

Kim Carrender
Rentals Manager

Kim oversees lodging rentals at the marina. Whether you’re looking for a cottage at the resort, or a cottage on the water, she can help you have a great stay here on Lake Cumberland.

Jennifer Witt
Marketing & Accounting

Jennifer’s a dedicated team member in our marketing and accounting office. She brings years of sales experience eager to help our customers have the best experience possible.

frequently asked questions

We like to think of our boats like the “tiny houses” of the houseboat industry. Our boats are unique because they’re engineered to be entirely customizable. The result is a more affordable option.

Absolutely. You can be as involved as you’d like. Boat interior and exterior can be customized to suit your individual preferences. From furnishings to appliances, decor, countertops, paint colors, flooring, faucets, hardware, light fixtures, please let your sales representative know your choices and we’ll make it happen.

Yes, financing is available for cottage houseboats. We refer our customers to several lenders, and can recommend one for you if you are interested.

Yes! For customers who want the lake lifestyle, but don’t need or want to leave the dock, or don’t want the added hassle and cost, our boats can be built without propulsion. Ask your sales rep for more information.

Boat completion timeframes fluctuate based on our manufacturing schedule and demand. As of January 2017, we estimate approximately 16 weeks for each boat. Please ask your sales representative for a more accurate estimate.

Many features come standard on our cottage houseboats, while there are also many upgrade options available. For a list of features and upgrades, please click here.

Interested in boat ownership?